Shelter - Provides information and advice around debt and arrears.

Citizens Advice Bureaux - CABs provide free advice about debt and money, plus a host of other issues.

Consumer Credit Counselling Service (CCCS) - a registered charity that provides confidential advice and support to people who are worried about debt.

National Debtline - free, independent advice about debt problems. Visit their website for factsheets, advice, sample letters and more; or call their helpline on 0808 808 4000.

Quaker Social Action (Made of Money) - support on gaining control of your financial future.